Motorcycle buy here pay here Near me

This is not an offer for credit and should be used for estimation purposes only based on the information you provided. You should not base your decision on this estimate alone. Title, registration, tax and other fees, and personal circumstances such as employment status and personal credit history, were not considered in the calculations.

Have bad credit but still want to buy and ride a motorcycle? We specialize in helping those with bad credit to get financed to buy a motorcycle anywhere in the continental United States.

If you have bad credit, then you know how some places will more or less laugh at you when you apply for financing to buy a motorcycle. We don't. We treat everyone with the respect they deserve regardless of your credit history and we work harder to make sure that you can get financed to buy a motorcycle from us. As an authorized Kawasaki motorcycle dealer and an authorized Yamaha motorcycle dealer, we offer the complete line of new motorcycles from both of these motorcycle manufacturers for sale at everyday low prices

We also offer a huge selection of fully certified used motorcycles for sale at prices that are lower than you will find anywhere else. As a used motorcycle dealer, we are not limited to just offering used Kawasaki or used Yamaha motorcycles. We offer used motorcycle in every style from all major motorcycle manufacturers. 

Because our new or used motorcycles are priced so low, when you get financed to buy a motorcycle with us, your monthly payments will also be low and affordable. There is a good possibility that you are considered to have bad credit because of past loans where the interest rate suddenly went up after a year or two and simply made your payments unaffordable for you. This helped to cause your current bad credit rating. We don't do that. We only offer fixed rate financing, even for those with bad credit or no credit. We want you to have the opportunity to not only buy a motorcycle with your current bad credit, but, we also want to see to it that you have the opportunity to once again have good credit. This can only happen when you have affordable payments on your motorcycle financing.

Here at Reeds Motorcycles, we offer in house financing (buy here pay here financing) and motorcycle leasing. With no credit checks. We present you with several options for financing your new motorcycle. Just bring in the items below and you’ll be in and out before you know it!

  • Current rental agreement/mortgage agreement
  • 2 Recent Paycheck Stubs
  • 2 Utility Bills
  • 2 Recent Land Line or Cell Phone Bills (itemized)
  • 2 Forms of ID
  • 5 Personal References (Name, Phone #, and Address – 2 relatives 3 friends)
  • 1 Current Proof of Insurance
  • 1 Previous Month’s Bank Statement or Credit/debit card Statement

Motorcycle buy here pay here Near me

***Apply with our Secured Credit Application***

We accept all Motorcycles and anything of value in on trade. If we don’t have to feed it or water it, we will take it.

Warm weather makes people think of vacations and outdoor sports. The coats come off, sandals and flip flops come out of the closet, and every day is a shorts day. Activities like hiking, swimming, and boating come to mind, as well as exotic locales that are tops on the list of places to visit. Summer sports like baseball are also in season.

Motorcycle buy here pay here Near me
Warm weather also brings out bikers. Yes, bicyclists are everywhere, but we’re talking about motorcycles here. There’s something about warm weather that makes you want to get on a motorcycle and hit the open road. So go on - stop reading and get out there!

What did you say? You don’t have a motorcycle yet?

MotoMax can fix that.

MotoMax is North Carolina’s largest used Powersports dealership located in Raleigh and serving the cities of Cary, Chapel Hill, Durham, Garner, Knightdale, Oxford, Wake Forest, Henderson, and Youngsville. MotoMax offers a wide selection of used Powersports vehicles, including street bikes, dirt bikes, cruisers, and scooters. They even carry ATVs. There are usually around 300 vehicles in stock on any given day, so if you’re looking for a ride, MotoMax is the place for you!

MotoMax stands out in the crowd.

MotoMax doesn’t just have a great selection of used motorcycles. They also have something else going for them. MotoMax is a buy here pay here motorcycle dealership. That means you can not only choose from the many motorcycles in inventory, but you can also get a loan to purchase that bike of your dreams. Regardless of your credit standing, MotoMax will help by providing buy here pay here financing for your motorcycle. For some people, this is huge. It may mean the difference between owning a bike and taking the bus.

What does in-house financing mean anyway?

In-house financing means that MotoMax makes the loan to you directly rather than having you go through a bank or other traditional lending institution. They carry the loan, and you make payments directly to MotoMax. By providing in-house financing, MotoMax can make loans to nearly everyone - including people with bad credit or no credit history at all. At MotoMax, that’s not a problem The owners of the company know how much fun it is to feel the wind in your face and the ground rolling out beneath your wheels. Their goal is to help as many people as possible get onto the street bike, cruiser, or dirt bike of their dreams.

It’s easy to qualify for a loan with MotoMax. You can apply online or at the dealership. Simply provide a few necessary items to establish your identity, your earnings, and your character. They’re simple items to round up so it shouldn’t take you long. MotoMax uses this information to determine the loan amount and the down payment needed on your new bike. All buy here pay here motorcycle loans are fixed-rate loans, meaning you’ll pay the same amount every month for the life of the loan. It never fluctuates, and there’s never a balloon payment at the end. You can pay your loan off early if you want to. You won’t be penalized for that, either.

“I’ve had some credit challenges in the past,” you say. “Are you sure I’ll qualify for a motorcycle loan?”

MotoMax guarantees loan approval on buy here pay here financing for motorcycles if you live and work within a 75-mile radius of the dealership in Raleigh. So what are you waiting for?

Take a look at these other benefits of shopping at MotoMax.

You’ll also find other bonuses when you shop for your new motorcycle at MotoMax:

  1. Discounted document fees. The industry standard for document fees when applying for a loan is $499, and that’s what you’ll find a lot of dealerships charging. MotoMax only charges $299 on the buy here pay here financing plan for motorcycles. So right away, you’ve already saved $200!
  2. No dealer prep or freight fees. That’s right. None. MotoMax will never charge dealer prep or freight fees when you purchase a vehicle from their dealership. Traditional dealerships often charge between $215 and $275 for these fees. There’s another bit of money you get to hang onto.
  3. Friendly collection staff. Making your payments is easy at MotoMax. Their collection staff is friendly and helpful - and they’re willing to work with you if something unexpected comes up. You won’t find that anywhere else.
  4. Short loan terms. Standard finance terms at MotoMax are between two and a half to three and a half years. If you go out and compare MotoMax to other motorcycle dealerships, make sure you take the length of the term into account. Another dealership’s payment may be lower each month, but in the long run, you may be paying more over a much longer time.
  5. Free warranty with purchase. A free warranty is offered to all customers who choose to take advantage of buy here pay here financing at MotoMax. This could save you another $500 compared to other dealerships.

There’s no reason not to go with MotoMax.

MotoMax is more than just a used motorcycle dealership. They also offer the following:

Service and repair. MotoMax works on all motorcycles, not just the ones purchased at the dealership. Need work done on your current bike? Bring it in. MotoMax’s certified trained technicians can handle anything from a chain adjustment to a full engine rebuild.

Maintenance and warranty work. Keep your motorcycle within the manufacturer’s warranty guidelines by having MotoMax perform your warranty work. They also do recalls and regular maintenance to keep your ride running smoothly all year.

Parts department. The Parts Managers at MotoMax can order any part you need to keep your machine in tip-top shape. From oil and tires to chromed accessories and aftermarket gear, MotoMax has you covered. They offer fast shipping, too!

MotoMax is so much more than a used motorcycle dealership.

MotoMax is the number one buy here pay here motorcycle dealership in central North Carolina. They cover everything from the purchase of the bike to the back-end maintenance. If you have the itch to get out and ride now that the weather is warm, stop in and visit MotoMax first. They’ll get you on the road in no time!

What is the lowest credit score to buy a motorcycle?

To qualify for a loan, you will need to have good to excellent credit. According to Equifax, that means your score should be between 670 and 850. 5 If your credit score is below that range, you'll need to work with another lender.

What kind of credit score do you need to get a motorcycle?

To secure a motorcycle loan, you will need a good credit score (670 or above), but the best rates will be reserved for those with very good to excellent credit (740 or above).

Is it possible to finance a motorcycle with no credit?

The quick and simple answer is yes, you can finance a motorcycle with no credit when you work with our finance experts. You may have tried to get financing in the past but were turned down due to not having a credit history that a bank or other financial institution could check on to determine your credit worthiness.

Can I make monthly payments on a motorcycle?

​Motorcycle Payment Plans Since most motorcycle buyers can't pay cash for their motorcycle, we have motorcycle payment plans for everyone. We have low fixed rate financing and can help you get a motorcycle payment plan that fits your budget to have you riding with low monthly payments.