Can I put a Visa gift card on venmo?

  • Venmo does accept some prepaid cards, as long as they're from American Express, Discover, MasterCard, or Visa.
  • Once you've linked the prepaid card to Venmo, you can send money to friends from it.
  • Visit Business Insider's homepage for more stories.

Venmo, one of the most popular iOS and Android money transfer apps out there, makes it easy to pay friends and request money with the tap of a finger, all from your phone.

Of course, for this to work, the app has to be linked to a bank account, credit, or debit card.

Venmo can hook up to multiple cards, and this does include some prepaid cards — Venmo accepts prepaid or gift cards from American Express, Discover, MasterCard, and Visa. So, if you have a gift card from any of those brands, you can add them to your account.

Venmo's website does warn that there are some stipulations on this: "Cards may be declined by the card issuer or Venmo for funds availability or fraud prevention reasons. Also, some payment cards may require a zip code to be linked to your account." So, if adding a prepaid card doesn't work, those are probably the reasons why.

However, in most situations, adding a gift card from any of the brands listed above should be no problem. Here's how to do it.

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1. Open the Venmo app.

2. Tap the menu button — the three horizontal lines — in the top-left corner of the screen.

3. Tap "Settings," the second option from the bottom.

4. Under "Preferences" in the Settings menu, tap "Payment Methods," the second item down.

Select "Payment Methods." Melanie Weir/Business Insider

5. At the bottom of the Payment Methods menu, tap "Add bank or card…"

Below your current payment methods, select "Add bank or card..." Melanie Weir/Business Insider

6. In the menu that pops up, tap "Card," the second option.

7. Type your prepaid card's information into the corresponding fields, or tap the camera button next to the blank "Card Number" field to simply take a picture of the card and have the app auto-populate the information.

Under zip code, simply enter your own — as the card isn't officially registered to any address, it shouldn't be an issue.

Enter your prepaid card's information. Melanie Weir/Business Insider

8. Tap "Add" to add the card to your account.

  • There's a limit on your Venmo transactions — here's how much money you can send and receive with each account type

  • How to unfreeze your Venmo account, or contact Venmo for support if you don't know why it's been frozen

  • You can't delete your Venmo history, but you can make all past and future transactions private — here's how to do it

  • How to verify your identity on Venmo, in order to send and receive money in the app

Melanie Weir

Freelance author

Melanie Weir is a freelance author for Insider, mainly focusing on the Tech Reference section, but occasionally contributing to Lifestyle and Entertainment topics as well. She is also a freelance writer for ScreenRant, and is the Lead Weekend News Editor at TheThings.com. In her spare time she writes plays for both stage and screen. She can be reached at , or through LinkedIn.

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August 22, 2022

Does Venmo accept gift cards? If so, You probably want to know how to add Visa gift cards to Venmo. It’s pretty easy, so continue reading to find out.

You’re probably wondering, “Can I Use a Visa gift card on Venmo?”

The answer is yes. Venmo accepts gift cards and prepaid cards as long as they’re network branded.

But what’s a network-branded card? It’s a card that belongs to major credit card networks: Mastercard, Visa, American Express, and Discover.

In Short here’s how to add a Visa gift card to Venmo:

  1. Open Venmo, and log in with your credentials.
  2. Head to the “Settings” menu.
  3. Under the “Preferences” tab, choose “Payment Methods.”
  4. Select “Add Bank or Card.”
  5. Enter your VISA gift card’s information.
  6. Select “add a card to your account.”

If you want to learn more about how you can add gift cards to Venmo, mainly Visa gift cards, stick around.

RELATED READ: Can I Use an Amex Gift Card on Venmo? 

Can I put a Visa gift card on venmo?

Contents

  • Can I Use a Visa Gift Card for Venmo?
  • Can you Put Venmo Money on a Visa Gift Card?
  • How to Add a Visa Gift Card to Venmo?
  • Can I Pay others With Venmo Gift card Balance?
  • Wrap-up

Can I Use a Visa Gift Card for Venmo?

Yes, you can add and use your VISA gift Card on Venmo as your Venmo balance to send money and pay for products and services both in-stores and online. Just scan your Venmo QR code at the store checkout to pay touch-free.

If the store is presenting you with their Venmo number, you can pay through that too.

Read: Is Venmo HIPAA Compliant? 

Can you Put Venmo Money on a Visa Gift Card?

Yes, you can use Venmo balance to buy Gift Cards at various websites that sell gift cards. You can use your Venmo to buy gift cards at most retailers. Buying gift cards with your Venmo is usually quite simple.

However, buying gift cards with a credit card and failure to pay your balance can wind up paying credit card interest on your revolving balance each month.

If you’re using a gift that belongs to any of the four major credit networks, which include Visa, then you shouldn’t have any problem using it with Venmo. Visa gift cards will be treated like debit cards by Venmo.

However, you must keep in mind that gift cards, like prepaid cards, may be declined by the issuer for reasons like fraud prevention and funds availability. Also, keep in mind that you might be required to enter a zip code when using a gift card or prepaid card with Venmo.

Here’s how to put a Visa gift card on Venmo in detail.

How to Add a Visa Gift Card to Venmo?

  1. Open the Venmo app, and log in to your account.
  2. Tap the three lines icon at the top of your screen.
  3. Choose “Settings.”
  4. In the “Settings” menu, tap the “Preferences” option.
  5. Click on the second item in the “Preferences” list, which should be “Payment Methods.”
  6. Scroll down to the bottom of the menu, and choose “Add a Bank or Card.”
  7. Choose the “Card” option.
  8. Enter your gift card’s information. You can also add a picture of the card by clicking the camera button.
  9. If the card isn’t officially registered to any address, you might need to enter your zip code.
  10. Lastly, click the “Add Card” button, and wait for the card’s balance to be added.

Read: Does Venmo Accept Prepaid Debit Cards?

Can I Pay others With Venmo Gift card Balance?

Yes, you can pay others with your Gift card balance from your Venmo balance as long as it doesn’t exceed the amount. For example, payment for an amount that is greater than the Cash app gift card amount added to your Venmo balance will be funded by the external payment method that you have linked to your account (bank account or card).

In other words: Payments on Venmo are never funded by just one source and in this case (gift card balance).

If you have funds available in your Venmo balance, any payments you make that are equal or lesser than your balance will be funded from your Venmo balance. So, once you added your Gift Card to Venmo, you can start using the balance for payments and purchases both online and in-stores.

Wrap-up

Is it possible to use gift cards with Venmo? Yes. Just make sure you’re using a network-branded card, including Visa, Mastercard, American Express, and Discovery.

As for how to add a Visa gift card to Venmo, you do it the same way you add any other network-branded card.

You can head to “Payment Methods,” choose the “Card” option, enter the card’s information, and you’re good to go!

Did you find this article helpful? Let us know in the comments below!

About The Author

Can I put a Visa gift card on venmo?

The Editorial Staff at VenmoGuide.com is a team of Venmo experts that have used the Payment app since its inception. Disclaimer: The intention of using Venmo trademarks, images, logos, and brand name is for information and referral only and not intended to act as Venmo representatives. We do not provide any service and are not Venmo representatives. Contact Venmo here for your queries: venmo.com/contact-us/

Does Venmo accept prepaid visas?

Venmo can hook up to multiple cards, and this does include some prepaid cards — Venmo accepts prepaid or gift cards from American Express, Discover, MasterCard, and Visa.