Routing numbers are codes of between 8 and 11 digits used by Bank of the West and other banks to help financial institutions identify the location of your account. Called ACH, wire transfer and SWIFT numbers, they're used to process checks, set up autopay, make online payments and transfer money in the US and around the world. Learn how to find the exact routing number you need for your Bank of the West account.
Which Bank of the West routing number do I need?
The routing number you need to send or receive money through Bank of the West depends on whether your payment or transfer is domestic or international.
| Payments and debits between US accounts | ACH routing number | 121100782 |
| Wire payments between US accounts | Domestic wire transfer number | 121100782 |
Bank of the West ACH transfer routing number
The ACH routing number for Bank of the West is 121100782. Short for Automatic Clearing House, ACH numbers are unique to each bank in the US. The ACH number and your bank account number are used by banks and transfer apps like Zelle or Cash App to identify the exact account payments should be taken from and sent to.
Bank of the West wire transfer routing number
The routing number for US wire transfers through Bank of the West is 121100782. You can use this same number to receive international wire transfers to your Bank of the West account.
How to confirm the routing number for Bank of the West on your own
Look at a paper check associated with your Bank of the West account to find the routing and account numbers for your account.
Other ways to confirm the correct Bank of the West routing number include:
- Call your bank. Your local Bank of the West branch or toll-free support line can provide you with routing numbers.
- Sign in to your online account. Many online bank systems allow you to view the routing and account numbers from your customer dashboard.
- Search Fedwire. Use your name, city or state to look up routing numbers for Bank of the West or double-check the one you have is correct.
Can routing numbers for Bank of the West change?
Yes. A bank may be assigned more than one routing number depending on its size and the number of states it services. While Bank of the West is headquartered in San Francisco, services or branches in states outside of California may require a different routing number. Confirm routing numbers with a Bank of the West agent if you're not sure.
Bottom line
Routing numbers help banks identify your exact account to make digital payments, transfer money and even process paper checks between branches, states and countries. Learn more about how Bank of the West and other financial institutions use these codes to manage your money in our guide to routing numbers.
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What is a routing number?
In the US, banks and other financial institutions use routing numbers to identify themselves. They're made up of 9 digits, and sometimes called routing transit numbers, ABA routing numbers, or RTNs.
The Federal Reserve Banks need routing numbers to process Fedwire funds transfers. The ACH network also needs them to process electronic funds transfers – like direct deposits and bill payments.
Find Bank of the West routing numbers for:
- ACH payments routing number
- Wire transfers routing number
Bank of the West routing numbers for wire transfers
The routing number for Bank of the West for domestic and international wire transfer is 121100782. If you're sending a domestic wire transfer, you'll just need the wire routing number in this table. If you're sending an international wire transfer, you'll also need a Swift code.
Bank of the West routing number for wire transfers
Domestic Wire Transfer | 121100782 |
International Wire Transfer to Bank of the West account in the USA | 121100782 |
Bank of the West routing number for ACH transfers
The ACH routing number will have to be included for sending an ACH transfer to any Bank of the West account. To send a domestic ACH transfer, you’ll need to use the ACH routing number 121100782.
You'll need to include the ACH routing number when sending an ACH transfer to any Bank of the West account.
What are routing numbers used for?
Banks and credit unions use routing numbers for all sorts of financial transactions. You might need one if you want to do any of the following:
- Set up a direct deposit, or pay bills automatically from your Bank of the West account
- Have payments like a salary or pension deposited into your account
- Pay in a check
- Make a wire transfer or ACH payment to someone in the US
Which Bank of the West routing number should you use?
Are all Bank of the West routing numbers the same?Routing number you need will depend on the transaction. You might need one number to receive ACH transfers, and another to set up automated bill payments.
A bank might have a few different routing numbers, but they're never shared with other banks. This helps to make sure your payment ends up where it’s meant to.
Find Bank of the West ABA routing numbers for:
- ACH payments routing number
- Wire transfers routing number
Where to find a Bank of the West routing number on a check
If you have a Bank of the West check handy, you’ll be able to find your routing number easily. Here’s where to look. All you need to get your routing number.
How to find your Bank of the West routing number online
Want to get your routing number from Bank of the West? Here’s all you need.Here are some of the ways to find your number online:
- On this page - We've listed the Bank of the West routing number for checking accounts and wire transfers.
- Bank of the West online banking - You’ll be able to get your routing number by logging into online banking.
- Check or statement - Bank of the West-issued check or bank statement.
- Fedwire - You can look up your routing number on the official website of the Federal Reserve.
Your routing number is there to make sure your payment arrives to its recipient safe and sound. This page is a great place to start when you’re looking for your Bank of the West routing number. But it’s always worth checking the right account and routing number with your bank or your recipient.
Routing numbers, SWIFT codes, BIC and IBANs – what’s the the difference?
Banks love confusing financial jargon. Here’s a simple explanation.You’ll need a few details to send or receive a wire transfer – either here in the US or internationally.
Routing numbers help identify banks when processing domestic ACH payments or wire transfers. But only in the United States. You don't need one to make a payment to your friend in France, for example.
SWIFT codes, like routing numbers, also identify banks and financial institutions. This time for international payments. They're sometimes known as BIC codes.
IBANs (international bank account numbers) identify individual bank accounts. They're issued by many banks in Europe, but banks elsewhere in the world are starting to adopt them as well.
There's a cheaper way to send money abroad.
Sending domestic payments with your bank can be easy enough. But international transfers are a different story. Thanks to high SWIFT and cross-border fees, they can be very expensive and time-consuming.
When you send money with us, you get the real exchange rate — just like the one you see on Google. Combined with the low, upfront fee we're known for. And if we're not the cheapest option, we'll let you know.
It’s time to leave Bank of the West behind.
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