What bank routing number is 031101279?

Chime works with banks that provide banking services for your Chime Online Banking Account. The bank’s name appears in the Checking Account and Savings Account Agreement and also appears on the back of your Chime Visa® Debit Card. 

Your Routing Number will depend on which bank provides your banking services for your Chime Checking Account.

• Log in to your Chime Account via the Chime mobile app or at chime.com.
• Go to the Move Money section of your Chime Account and select Direct Deposit.
• The name of bank that provides banking services for your Chime Checking Account, along with the Routing Number and Checking Account Number will be visible on the Direct Deposit screen.

The Bancorp Bank, N.A.

031101279

Stride Bank, N.A.

103100195

What is a Routing Number?

A Routing Number is a nine-digit number that used to identify a bank or financial institution when clearing funds for electronic transfers or processing checks in the United States.

Check out our FAQ

What type of account is my Chime account?

Chime is a full-featured deposit account. Your account can receive direct deposits and it supports pre-authorized withdrawals and interbank transfers through the Automated Clearing House (ACH) Network.

Chime gives you:

• A Chime Visa® Debit Card
• An FDIC-insured deposit account that can be managed entirely from your smartphone
• An optional Savings Account that helps you save money without thinking about it

Chime bank accounts are insured up to the standard maximum deposit insurance amount of $250,000 through our partners, The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

How do I set up direct deposit?

To set up direct deposit, you must provide your Chime routing number and account number to your payroll or benefits provider. You can get this information using the Chime mobile app or the website: www.chime.com.

In the Chime mobile app:

1. Tap Move Money to see your Chime routing number and account number so that you can give this information to your payroll or benefits provider.
2. Optionally, from Move Money, tap Direct Deposit > Email me a pre-filled direct deposit form to send the completed form to yourself.

You can either print the form to give to your provider or forward it to them by email.

On the Chime website: www.chime.com

1. Click Move Money to see your Chime routing number and account number to give to your payroll or benefits provider.
2. Optionally, click Print or Download to get a completed direct deposit form.

You can give the printed form to your provider or attach it in an email to send to them.

NOTE: If you need to provide the address of the bank to your payroll or benefits provider, give them the name and address of Chime’s FDIC-insured partner banks that hold your deposits:

The Bancorp Bank, N.A.
6100 S Old Village Pl
Sioux Falls, SD 57108

Stride Bank N.A
324 W Broadway Ave
Enid, OK 73701

Why is my routing number different than my family member or friend’s routing number?

Chime partners with two banks, The Bancorp Bank, N.A. and Stride Bank, to support your account and create an improved member experience. Your Chime account is specifically tied to one of these banks. There is no difference in features, benefits, or member experience between the two banks. You must use the routing number displayed in your app; doing so will ensure your funds are correctly directed to your Chime Checking Account.

Why does Chime have partner banks?

Chime is a technology company that is in the business of providing access to banking services. While Chime provides the digital experience to access your funds, your bank account is backed by one of two partner banks, The Bancorp Bank, N.A. and Stride Bank, N.A.. Your Chime Checking Account is insured up to the standard maximum deposit insurance amount of $250,000 through our partners, The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.