Northwest Federal Credit Union loan payment

Need to sign up for Online Banking?

Here’s what you’ll need to enroll in this free service:

  • Account number
  • Last 4 digits of your SSN
  • Email address
  • Date of birth

You may also want to add a checking account and set up direct deposit for easy access to your funds.


Other payment options include:

  • Visit a Northwest Federal Credit Union Branch – make a loan payment in-person at a branch near your home or work location.
  • Use Telephone Bankingto make payments from Northwest accounts to Northwest loans. Call 703-709-6917 or 800-932-7666 (toll-free).
  • Send your payment by mail (please do not send cash through the mail):

    Credit Card Payments
    Northwest Federal Credit Union
    P.O. Box 4200
    Woburn, MA  01888-4200

    First Mortgage Payments
    Northwest Federal Credit Union
    Attn: Mortgage Payments
    P.O. Box 986512
    Boston, MA  02298-6512

    Loan Payments & Auto Loan Payments
    Northwest Federal Credit Union
    Attn: Loan Payments
    P.O. Box 986512
    Boston, MA  02298-6512

*Loan payments cannot be made in the Payment Center to a Northwest Federal credit card.

**There is no fee to make a payment if you sign up as a Registered User. A convenience fee of $6.99 is charged for Guest or non-registered users and $9.99 for members making payments over the phone with a live representative.

Register for Online Banking

You can quickly and easily register for Online Banking here to keep tabs on balances, transfer funds, make loan payments monthly or set up recurring loan payments, and more. You'll need the following information to enroll in this free service:

  • Social Security number
  • Birth date
  • Email address or Zip Code

Open a Checking Account

You may also want to add a checking account and set up direct deposit at the same time for easy access to your funds.

Our FAQs below will help answer questions you may have concerning your auto loan with us. If you have additional questions, please call: 703-925-5031.

Please note:
Northwest Federal Credit Union requires Comprehensive and Collision coverage for the entire loan term with maximum deductibles of $1000.00 and lienholder information listed on the policy as: Northwest Federal Credit Union, P.O. Box 1229, Herndon, VA 20172.

Frequently Asked Questions

What is my interest rate?
Your interest rate is the exact rate that is listed on the finance contract that was signed at the dealership. You should have received a copy of all of your signed paperwork at the time of contract signing. If not, please contact your dealer and they will be able to provide you a copy for your records.

What is my payment amount?
Your payment amount is outlined in the contract that was signed at the dealer.

How can I make payments to my auto loan?
There are many options for making payments, including:

  • Making a payment via ACH or by debit card* at our Online Payment Center. 
  • Initiating a Bill Pay at your other financial institution(s) to Northwest Federal Credit Union. Our ABA# is 256075025. ACH Authorization Agreement Form. 
  • Visiting a Northwest Federal Credit Union branch or Shared Branch in your area.

Where do I mail my payments?
Mail your payments to (please do not send cash through the mail):

Northwest Federal Credit Union
Attn: Loan Payments
P.O. Box 986512
Boston, MA 02298-6512

Who do I call if I have other questions?
Please contact a member service representative: 703-925-5031.

*A processing fee equal to 2% of loan payments will be charged for debit card transactions in the Payment Center. To make your payment without a processing fee, use online banking or our Online Payment Center paying via an ACH from another financial institution.

Please enter your username and password.

Need help locating your Loan Account Number? Click here

When registering please be advised you will need to:

  • Create a unique User Name
  • Create a password that is 9 characters in length with a combination of 3-4 characters (Uppercase, Lowercase, Numbers, Special Characters)
  • Provide Demographic information, including an email address and a Primary Phone Number
  • Select a series security questions that must have a response of 6 character or longer

How do I pay my car loan at Northwest Federal Credit Union?

How can I make payments to my auto loan?.
Making a payment via ACH or by debit card* at our Online Payment Center..
Initiating a Bill Pay at your other financial institution(s) to Northwest Federal Credit Union. Our ABA# is 256075025. ... .
Visiting a Northwest Federal Credit Union branch or Shared Branch in your area..

How do I pay my Northwest Federal Credit Union Bill?

Visit a Northwest Federal Credit Union Branch – make a loan payment in-person at a branch near your home or work location. Use Telephone Banking to make payments from Northwest accounts to Northwest loans. Call 703-709-6917 or 800-932-7666 (toll-free).

Does Nwfcu have an app?

Secure banking when and where you want it with the Northwest Federal Credit Union mobile banking app. Manage your personal and business accounts, credit cards and loans all from one convenient app.