Is BMO and bank of America the same?

BMO Harris Bank is a midwest bank with options for low and high-balance customers. How does it compare to Bank of America? Read our comparison chart below.

BMO Harris Bank has 900 branches in the Midwest. Smart Advantage checking account has no fee and no minimum balance if you opt for eStatements. Savings need just $100 to open with easy ways to waive fees. Special Rate CDs require a $5,000 minimum opening deposit.

While Bank of America is one of the largest banks in the U.S. with approximately 4,300 locations and 17,000 ATMs. It is known for good customer service with extended hours. It offers checking, savings, CDs, IRA, and investment accounts through Merrill Edge.

Compare BMO Harris Bank with Bank of America, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 
Is BMO and bank of America the same?
 
Is BMO and bank of America the same?
Is BMO and bank of America the same?
 

BMO Harris Bank

Bank of America

SPECIAL OFFER
BMO Harris Smart Advantage™ Account - $200 Cash Bonus - Learn More

Read BMO Harris Bank Review

SPECIAL OFFER
Bank of America Advantage Plus Banking® - $100 Bonus Offer - Learn More

Read Bank of America Review

 

Benefits and Features

Savings0.01% APY. $5 reward every month you save $200 or more, for the first year.
Is BMO and bank of America the same?
CD0.05% - 0.25% APY. Terms of 3 months to 5 years. $1,000 minimum opening deposit.
Is BMO and bank of America the same?
CheckingSmart Advantage, Smart Money, Premier
Is BMO and bank of America the same?
Money Market0.05% APY. $25 minimum opening deposit. $10 monthly fee, waived with a $10,000 minimum daily balance.  
Customer ServiceMon-Fri: 7am - 10pm (CT); Sat-Sun 8am - 8pm
  • Mon-Fri: 8am - 9pm (ET)
  • Sat: 8am - 8pm (ET)
  • Sun: 8am - 5pm (ET)
ATMs40,000+ BMO Harris and Allpoint ATMs Approximately 17,000 ATMs
IRA CD0.05% - 0.25% APY. Terms of 3 months to 5 years. $1,000 minimum opening deposit
Is BMO and bank of America the same?
IRA Money MarketIRA Premium Savers: $100 minimum opening deposit. No monthly maintenance fee  
LocationsMore than 500 branches Approximately 4,300 retail financial centers
 

CreditDonkey® Reviews

 
Is BMO and bank of America the same?
Savings
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Is BMO and bank of America the same?
CD
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Checking
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Money Market
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Customer Service
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Mobile App
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Is BMO and bank of America the same?
Pros & ConsPros:
  • Free checking with eStatements
  • Large ATM network
  • Good financial tools
Cons:
  • Limited branches
  • Low savings APY
Pros:
  • Large branch network
  • Extended customer service hours
  • Full service banking
Cons:
  • No free checking option
  • Low interest rates
  • Many miscellaneous banking fees
Bottom LineMidwest bank with options for low and high-balance customers... Read full review National bank with widespread accessibility and wide range of services... Read full review
 
Is BMO and bank of America the same?
Is BMO and bank of America the same?
  • BMO Harris Smart Advantage™ Account - $200 Cash Bonus
  • BMO Harris Smart Money™ Account - $200 Cash Bonus
  • BMO Harris Premier™ Account - $350 Cash Bonus
  • Bank of America Advantage Plus Banking® - $100 Bonus Offer
  • Bank of America Advantage Relationship Banking® - $100 Bonus Offer
  • Bank of America Advantage SafeBalance Banking® - $100 Bonus Offer

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Bank of America: Pricing information from published website as of 3/25/2022 based on 91107 zip code.

Is BMO and bank of America the same?

Member FDIC

BMO Harris Smart Advantage™ Account - $200 Cash Bonus

Open a new BMO Harris Smart Advantage™ Account online and get a $200 cash bonus when you have a total of at least $4,000 in qualifying direct deposits within the first 90 days of account opening. Offer is limited to one per customer and is not available for existing BMO Harris personal checking customers (including signers on joint accounts) or those who have closed a BMO Harris personal checking account within the past 12 months. Conditions apply.

Expires 12/30/2022

Is BMO and bank of America the same?

Member FDIC

BMO Harris Smart Money™ Account - $200 Cash Bonus

Open a new BMO Harris Smart Money™ Account online and get a $200 cash bonus when you have a total of at least $4,000 in qualifying direct deposits within the first 90 days of account opening. Offer is limited to one per customer and is not available for existing BMO Harris personal checking customers (including signers on joint accounts) or those who have closed a BMO Harris personal checking account within the past 12 months. Conditions apply.

Expires 12/30/2022

Is BMO and bank of America the same?

Member FDIC

BMO Harris Premier™ Account - $350 Cash Bonus

Open a new BMO Harris Premier™ Account and get a $350 cash bonus when you have a total of at least $7,500 in qualifying direct deposits within the first 90 days of account opening. Offer is limited to one per customer and is not available for existing BMO Harris personal checking customers (including signers on joint accounts) or those who have closed a BMO Harris personal checking account within the past 12 months. Conditions apply.

Expires 12/30/2022

Which is Better: BMO Harris Bank or Bank of America?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing BMO Harris Bank or Chase.

In short: BMO Harris Bank's cd and checking are notable.


Articles on BMO Harris Bank

Is BMO and bank of America the same?

Is BMO and bank of America the same?

Is BMO Harris a Real Bank

BMO Harris, is a U.S bank, part of the Bank of Montreal. It offers solid basic checking options and a large ATM network. But, is it legit? Read on to find out.

Is BMO and bank of America the same?

BMO Harris Routing Number

If you have a BMO Harris Bank account, you only need to be aware of one routing number. This number is 071025661. Read on and learn how to use it.


Articles on Bank of America

Is BMO and bank of America the same?

Is BMO and bank of America the same?

Is BMO and bank of America the same?

Bank of America Hours

Bank of America is open 5-6 days a week, depending on the location. Take a look at their business hours below.

Is BMO and bank of America the same?



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Is BMO and bank of America the same?

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Is Bank of America the same as BMO?

Bank of America's brand is ranked #152 in the list of Global Top 1000 Brands, as rated by customers of Bank of America. Their current valuation is $298.80B. BMO Harris Bank's brand is ranked #- in the list of Global Top 1000 Brands, as rated by customers of BMO Harris Bank. ... Bank of America vs BMO Harris Bank..

What bank is BMO associated with?

BMO's Institution Number (or bank number) is 001. In Canada, the bank operates as BMO Bank of Montreal and has more than 900 branches, serving over seven million customers. ... Bank of Montreal..

Does America have BMO?

Visit one of the over 600 BMO Harris branches in the United States.

What bank is affiliated with Bank of America?

Bank of America Corporation affiliates include all entities that utilize the Bank of America, Banc of America, Bank of America Private Bank, Balboa and Merrill Lynch brand names.