Does iPhone 8 have Apple Pay?

(Pocket-lint) - Apple's latest iPhone SE opts for Touch ID like the iPhone 6, 7 and 8 models, as well as the older iPhone SE, rather than Face ID like the more recent iPhone 12 and iPhone 13 models.

Whilst the software experience is almost identical across all iPhones, whether Face ID or Touch ID, there are some areas where things are a little different, Apple Pay being one of them.

Here is how to use Apple Pay on the iPhone SE but it's the same for the iPhone 6, iPhone 7 and iPhone 8 models in case you have one of those and you're wondering.

How to add cards to Apple Pay on the iPhone SE

Before you use Apple Pay, you'll first need to add your payment cards to your Apple Wallet. To do this, follow the steps below:

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1. Open Settings on your iPhone
2. Scroll down to 'Wallet & Apple Pay'
3. Tap on 'Add Card'
4. Tap on 'Debit or Credit Card'
5. Press 'Continue' and follow the instructions

How to use Apple Pay on the iPhone SE 

Once you have added your card or cards to the Apple Wallet, you can use your iPhone to pay anywhere that accepts contactless payments.

In the Wallet & Apple Pay settings, you'll find various options, such as setting an Express Travel Card - more on that in our separate feature - as well as setting a default card and choosing to allow access to Apple Pay when your iPhone is locked. 

When you want to pay, it's super simple. If your iPhone is unlocked, just hold your iPhone next to the card reader and your cards will appear. You can choose which card you want to use and then hold your finger on the Touch ID button to authenticate the payment once you have chosen. 

If your phone is locked, you'll first need to make sure you've toggled on the 'Double-Click Home Button' in the Wallet & Apple Pay settings. When you want to pay, double tap the Touch ID home button on your iPhone, hold down your finger to authenticate the payment with Touch ID and then hold your iPhone up to the payment reader. That's it. 

Writing by Britta O'Boyle.

Those who have tried Apple Pay can attest that paying with your iPhone couldn’t be simpler. You just hold your device near the contactless reader with your finger on Touch ID or your face authenticated with Face ID to pay for the goods or services you bought.

But wouldn’t it be great if you could choose any payment cards, passes, and loyalty cards from your Apple Pay account on the Lock screen, without having to unlock your iPhone?

You can now make your purchases by double-pressing the Side button or Home button to access Wallet without unlocking your iPhone, a feature partially borrowed from the Apple Watch. You then simply choose a card and authenticate your purchase via Touch ID or Face ID.

Here’s how you can enable Wallet access right from the iPhone’s Lock screen with just a few taps.

How to access Wallet from iPhone’s Lock screen

1) Launch Settings on your iPhone.

2) Tap Wallet & Apple Pay.

3) Toggle the Double-Click Side Button switch to enable or disable this feature (it’s on by default). If your iPhone has a Home button, your option will say Double-Click Home Button, as seen on the screenshot below.

4) You will also need to enable Wallet access from the Lock screen. For that, go to Settings > Touch/Face ID & Passcode, punch in your device passcode, and flip the Wallet switch in the Allow Access When Locked subsection to the ON position.

That’s it. You can now access Apple Pay without unlocking your iPhone and access your non-default credit, debit, and loyalty cards in Wallet at checkout.

If you disable Wallet access on the Lock screen, you can still make purchases with Apple Pay, but you won’t be able to choose your default card at checkout unless you change it within the Settings > Wallet & Apple Pay section.

More info about the Wallet app

In addition to storing boarding passes, tickets, rewards cards, and other items, Wallet also stores your credit cards, debit cards, and store credit cards and keeps track of the most recent Apple Pay purchase for your convenience.

If you’re adding the credit or debit card to Wallet that’s already tied to your iTunes account, you will only need to enter the card security code.

Related posts:

• Watch Apple’s Tap to Pay feature in action at the Apple Park visitor center
• Why Apple Pay gets disabled on your Mac in clamshell mode and with wireless Touch ID
• How to remotely disable Apple Pay if you’ve lost your iOS device

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