Do supermarkets sell Visa gift cards?

Do supermarkets sell Visa gift cards?

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When you’re looking to buy someone a gift but don’t know what to get, money expert Clark Howard wants you to be very skeptical about ever purchasing a Visa gift card.

Clark doesn’t like retail gift cards either, but it’s these prepaid gift cards that are a real concern. Here’s why…

Problem #1: Fees

First, the cards aren’t cheap. Visa gift card purchase fees vary by card, but the Target Visa Gift Card carries a $5 purchase fee for a $50 gift card, bringing the total to $55.

If you gave the recipient cash instead, you would save the $5 purchase fee.

The fees don’t stop there. Some Visa gift cards have monthly maintenance fees after a year of inactivity, so you want to read the fine print to look for cards that say there are “no fees after purchase.”

Do supermarkets sell Visa gift cards?

Visa gift cards are sold at major retailers like Walmart, Amazon and other stores with gift card displays — grocery stores, convenience stores, drug stores, etc.

Some banks, including U.S. Bank, also sell Visa gift cards to their customers.

Problem #2: Not Always Easy to Use

Clark’s second problem with Visa gift cards is that a lot of people say it’s difficult to use up the entire balance on the card, especially when there’s only $5 or $10 left.

Although the cards can be used at millions of retailers where Visa debit cards are accepted, both online and offline, there are times when purchases are declined.

For example, a member of Team Clark received a Visa gift card that was disabled at gas pumps and had to go inside the station to use it.

Restaurants can also be tricky. Some of them authorize an additional temporary 20% gratuity charge to your bill, but the actual charge is the price of the meal plus any gratuity you add.

If your bill is $50 before tip, your $50 gift card may be declined due to the preauthorization hold.

Hotels and car rental companies also place preauthorization holds. You must always make sure you have enough money on the card to cover the purchase amount and the hold.

Explanation of pre-authorization holds from the terms and conditions:

When making a purchase at a merchant that provides certain services or accepts tips, a preauthorization hold may be placed on your card for the estimated total price of your transaction.

This estimated total price will be for an amount greater than the initial purchase, 20% or more, to allow for tips, incidentals or additional services and will reduce your available balance.


CLARK TIP: If you have a gift card with just a few dollars left on it, spend it at the grocery store. They can usually handle split transactions without a problem.


Problem #3: Gift Card Fraud

Finally, thieves love gift cards. On his show, Clark shared how he heard a story from someone who went to use a new Visa gift card, but the value had already been emptied.

Visa gift cards can be replaced if they’re lost or stolen, but there may be a fee involved — sometimes $5 or more.

This is just one more reason Clark prefers credit over debit or gift cards. If you report a credit card lost or stolen, no money typically comes out of your pocket.

Clark’s Key Takeaway

Do supermarkets sell Visa gift cards?
“The marketing is so clever for the piece of trash Visa products, but they’re pieces of trash for a reason,” Clark said. “They’re vastly, overwhelmingly and completely inferior to giving somebody cash when you don’t know what to give them.”

More Clark.com Stories You May Like: 

  • Best Rewards Credit Cards: Team Clark’s Picks
  • Why You Should Never Use a Debit Card to Pay for Anything
  • Clark Howard: My 7 Rules for Using Credit Cards

Do grocery stores sell Visa gift cards?

Visa gift cards are sold at major retailers like Walmart, Amazon and other stores with gift card displays — grocery stores, convenience stores, drug stores, etc. Some banks, including U.S. Bank, also sell Visa gift cards to their customers.

Can I buy a prepaid Visa card at the grocery store?

You can buy prepaid cards at retail locations (such as grocery stores and drug stores), online, over the phone, or from some banks and credit unions. If you buy the card online, you may be issued a virtual card, or they may send you a physical card in the mail.

What convenience stores sell Visa gift cards?

Retail stores and gas stations.
Chevron Texaco..
Circle K..
Dollar General..
Office Depot..
Office Max..
Staples..
7-Eleven..

Do they sell gift cards in grocery store?

Where To Buy Gift Cards. Gift cards are universal. They can purchase nearly anything your heart desires and can be used at many stores, restaurants and venues throughout the country. Sold in numerous denominations, gift cards can be purchase at many drug, grocery, retail, warehouse and convenience stores.