Buy here pay here alabama no credit check

We help car buyers in Alabama find financing by connecting them to local dealerships that specialize in bad credit auto loans. Our nationwide network of car dealers have options for borrowers with poor credit, no credit, and little to no money down.

We can help car buyers in Alabama find local dealers with different financing options. Get started by filling out our auto loan request form, or narrow down your results by selecting a city near you from our list below:

20 qualified dealers in Alabama

Bad Credit Auto Loans in Alabama

Just because you have less than perfect credit doesn't mean you can't get approved for a car loan, but it does change the dealers and lenders willing to work with you. Only certain lenders finance bad credit auto loans, and they tend to only work through specific special finance dealerships.

Drivers Lane makes the process of finding one of these dealerships in your area easier. We're teamed up with bad credit car dealers in Alabama, and across the country, and we can match you to one if you submit our free and secure car loan request form. It doesn't matter whether you're for Alabama or Auburn, we're here to help all car buyers in the Heart of Dixie.

No Down Payment Car Loans in Alabama

The dealerships in our network in Alabama have helped car buyers with bad credit, no credit, a past bankruptcy or repossession, and little to no money down. However, qualifying for no down payment with bad credit isn't common because subprime lenders often require a modest one.

Poor credit lenders usually ask car buyers for a minimum down payment of 10 percent of the vehicle's selling price or $1,000. Some lenders may ask for less money down, depending on other factors surrounding the loan.

While no down payment sounds ideal, it's in Alabamians best interest to have cash to put down. A down payment on a car loan can help you get approved and save you money because it can lower your monthly payments and interest charges.

Search for Alabama No Money Down Used Cars

We want to help you find a dealership so you can get back on the road as well as get a chance to improve your credit through on-time loan payments. Drivers Lane is connected to both new and used car dealers across Alabama who offer options for car buyers in many situations.

Start the process of getting set up with a local dealership by submitting our car loan request form on our website. We've helped many car buyers with bad credit and little or no money down in the past, and we want to help you, too.

You can also explore our massive used car database to search for vehicles on your own. Check out hundreds of local cars for sale in Alabama, and you can narrow down your options further by searching by price, distance, make, and model.

Cash Only!

2003 Acura TL 3.2TL

Stock #: 10040

Interior:

Color: TAN

Drive: FWD

VIN: 19UUA56603A018151

Engine: 3.2L V6 SOHC 24V

Trans: Automatic

Mileage: 255,232

Price:

$4,000

Estimated By E.P.A.

Actual Mileage May Vary

ZERO% Interest offered on every vehicle! NO Credit Check! No Job verification!We offer Warranties!

2011 Buick LaCrosse CXL FWD

Stock #: 220801

Interior:

Color: TAN

Drive: FWD

VIN: 1G4GC5ED0BF220801

Engine: 3.6L V6 DOHC 24V

Trans: Automatic

Mileage: 171,526

Price:

$9,999

Estimated By E.P.A.

Actual Mileage May Vary

Held On Deposit !

2008 Cadillac CTS 3.6L SIDI with Navigation

Stock #: 187290

Interior:

Color: RED

Drive: RWD

VIN: 1G6DV57V280187290

Engine: 3.6L V6 DOHC 24V

Trans: Automatic

Mileage: 143,645

Price:

$9,999

Estimated By E.P.A.

Actual Mileage May Vary

Available at Iron City Imports Birmingham.AL

2016 Cadillac Escalade Luxury 4WD

Stock #: 429861

Interior:

Color: BLACK

Drive: 4WD

VIN: 1GYS4BKJ5GR429861

Engine: 6.2L V8 OHV 16V FFV

Trans: Automatic

Mileage: 110,754

Price:

$35,999

Estimated By E.P.A.

Actual Mileage May Vary

ZERO% Interest offered on every vehicle! NO Credit Check! No Job verification!We offer Warranties!

2010 Chevrolet Equinox LTZ FWD

Stock #: 298160

Interior:

Color: RED

Drive: FWD

VIN: 2CNALFEW7A6298160

Engine: 2.4L L4 DOHC 16V

Trans: Automatic

Mileage: 215,066

Price:

$9,999

Estimated By E.P.A.

Actual Mileage May Vary

ZERO% Interest offered on every vehicle! NO Credit Check! No Job verification!We offer Warranties!

2015 Chevrolet Equinox LTZ 2WD

Stock #: 325905

Interior: Leather

Color: BROWN

Drive: FWD

VIN: 2GNFLDE3XF6325905

Engine: 3.6L V6 DOHC 24V

Trans: Automatic

Mileage: 75,761

Price:

$18,999

Estimated By E.P.A.

Actual Mileage May Vary

ZERO% Interest offered on every vehicle! NO Credit Check! No Job verification!We offer Warranties!

2015 Chevrolet Equinox 1LT 2WD

Stock #: 146628

Interior:

Color: BLUE

Drive: FWD

VIN: 2GNFLBE37F6146628

Engine: 3.6L V6 DOHC 24V

Trans: Automatic

Mileage: 163,827

Price:

$14,999

Estimated By E.P.A.

Actual Mileage May Vary

ZERO% Interest offered on every vehicle! NO Credit Check! No Job verification!We offer Warranties!

2016 Chevrolet Equinox LTZ 2WD

Stock #: 10521

Interior:

Color: MAROON

Drive: FWD

VIN: 2GNALDEK6G1182581

Engine: 2.4L L4 DOHC 16V FFV

Trans: Automatic

Mileage: 102,334

Price:

$18,999

Estimated By E.P.A.

Actual Mileage May Vary

ZERO% Interest offered on every vehicle! NO Credit Check! No Job verification!We offer Warranties!

2013 Chevrolet Impala LTZ

Stock #: 200387

Interior:

Color: BLACK

Drive: FWD

VIN: 2G1WC5E31D1200387

Engine: 3.6L V6 DOHC 16V FFV

Trans: Automatic

Mileage: 136,138

Price:

$8,999

Estimated By E.P.A.

Actual Mileage May Vary

COMING SOON

2013 Chevrolet Impala LTZ

Stock #: 209797

Interior:

Color: MAROON

Drive: FWD

VIN: 2G1WC5E3XD1209797

Engine: 3.6L V6 DOHC 16V FFV

Trans: Automatic

Mileage: 167,905

Price:

$9,999

Estimated By E.P.A.

Actual Mileage May Vary

ZERO% Interest offered on every vehicle! NO Credit Check! No Job verification!We offer Warranties!

2014 Chevrolet Sonic LT Auto Sedan

Stock #: 10361

Interior:

Color: BLACK

Drive: FWD

VIN: 1G1JC5SH8E4162639

Engine: 1.8L L4 DOHC 24V

Trans: Automatic

Mileage: 101,109

Price:

$9,999

Estimated By E.P.A.

Actual Mileage May Vary

2007 Dodge Caliber SE

Stock #: 373829

Interior:

Color: SILVER

Drive: FWD

VIN: 1B3HB28B77D373829

Engine: 2.0L L4 DOHC 16V

Trans: 5-Speed Manual

Mileage: 144,782

Price:

$5,999

Estimated By E.P.A.

Actual Mileage May Vary

ZERO% Interest offered on every vehicle! NO Credit Check! No Job verification!We offer Warranties!

2010 Dodge Journey SXT

Stock #: 151708

Interior:

Color: SILVER

Drive: FWD

VIN: 3D4PG5FV5AT151708

Engine: 3.5L V6 SOHC 24V

Trans: Automatic

Mileage: 157,165

Price:

$8,999

Estimated By E.P.A.

Actual Mileage May Vary

ZERO% Interest offered on every vehicle! NO Credit Check! No Job verification!We offer Warranties!

2012 Dodge Journey SXT AWD

Stock #: 246305A

Interior:

Color: GRAY

Drive: AWD

VIN: 3C4PDDBG6CT246305

Engine: 3.6L V6 DOHC 24V

Trans: Automatic

Mileage: 114,694

Price:

$11,999

Estimated By E.P.A.

Actual Mileage May Vary

ZERO% Interest offered on every vehicle! NO Credit Check! No Job verification!We offer Warranties!

2015 Dodge Journey SE AWD

Stock #: 725749

Interior:

Color: BLUE

Drive: AWD

VIN: 3C4PDDAG8FT725749

Engine: 3.6L V6 DOHC 24V

Trans: Automatic

Mileage: 41,221

Price:

$16,999

Estimated By E.P.A.

Actual Mileage May Vary

Available at Iron City Imports Birmingham.AL

2018 Dodge Journey

Stock #: 346548

Interior:

Color: WHITE

Drive: FWD

VIN: 3C4PDCEG2JT346548

Engine:

Trans: Automatic

Mileage: 94,942

Price:

$19,999

Estimated By E.P.A.

Actual Mileage May Vary

ZERO% Interest offered on every vehicle! NO Credit Check! No Job verification!We offer Warranties!

2006 Dodge Ram 2500 ST Quad Cab 2WD

Stock #: 131211

Interior:

Color: WHITE

Drive: RWD

VIN: 3D7KR28C46G131211

Engine: 5.9L L6 OHV 24V TURBO DIESEL

Trans: Automatic

Mileage: 110,389

We Finance:

$8,000 / Down

$125 / Weekly

Price:

$19,999

Estimated By E.P.A.

Actual Mileage May Vary

ZERO% Interest offered on every vehicle! NO Credit Check! No Job verification!We offer Warranties!

2014 Fiat 500L

Stock #: 10543

Interior:

Color: BLACK

Drive: FWD

VIN: ZFBCFACH5EZ002903

Engine:

Trans: 6-Speed Manual

Mileage: 83,097

Price:

$14,999

Estimated By E.P.A.

Actual Mileage May Vary

ZERO% Interest offered on every vehicle! NO Credit Check! No Job verification!We offer Warranties!

2012 Ford Fiesta SE Sedan

Stock #: 10501

Interior:

Color: RED

Drive: FWD

VIN: 3FADP4BJ4CM187048

Engine: 1.6L L4 DOHC 16V

Trans: Automatic

Mileage: 179,445

Price:

$7,999

Estimated By E.P.A.

Actual Mileage May Vary

ZERO% Interest offered on every vehicle! NO Credit Check! No Job verification!We offer Warranties!

2014 Ford Fiesta SE Sedan

Stock #: 10512

Interior:

Color: SILVER

Drive: FWD

VIN: 3FADP4BJ3EM219622

Engine: 1.6L L4 DOHC 16V

Trans: Automatic

Mileage: 76,982

Price:

$9,999

Estimated By E.P.A.

Actual Mileage May Vary

Available at Iron City Imports Birmingham.AL

2016 Ford Flex

Stock #: A19633

Interior:

Color: SILVER

Drive: FWD

VIN: 2FMGK5B84GBA19633

Engine:

Trans: Automatic

Mileage: 22,580

Price:

$19,999

Estimated By E.P.A.

Actual Mileage May Vary

ZERO% Interest offered on every vehicle! NO Credit Check! No Job verification!We offer Warranties!

2012 Ford Focus SE Sedan

Stock #: 192308

Interior:

Color: GRAY

Drive: FWD

VIN: 1FAHP3F27CL192308

Engine: 2.0L L4 DOHC 16V

Trans: Automatic

Mileage: 163,830

Price:

$8,999

Estimated By E.P.A.

Actual Mileage May Vary

ZERO% Interest offered on every vehicle! NO Credit Check! No Job verification!We offer Warranties!

2013 Ford Focus SE Hatch

Stock #: 224850

Interior:

Color: GRAY

Drive: FWD

VIN: 1FADP3K24DL224850

Engine: 2.0L L4 DOHC 16V

Trans: Automatic

Mileage: 106,829

Price:

$9,999

Estimated By E.P.A.

Actual Mileage May Vary

ZERO% Interest offered on every vehicle! NO Credit Check! No Job verification!We offer Warranties!

2015 Ford Focus SE Sedan

Stock #: 238059

Interior:

Color: BLACK

Drive: FWD

VIN: 1FADP3FE6FL238059

Engine: 1.0L L3

Trans: 6-Speed Manual

Mileage: 88,085

Price:

$12,999

Estimated By E.P.A.

Actual Mileage May Vary

ZERO% Interest offered on every vehicle! NO Credit Check! No Job verification!We offer Warranties!

2005 Ford Taurus SEL

Stock #: 291619

Interior:

Color: GOLD

Drive: FWD

VIN: 1FAFP56U05A291619

Engine: 3.0L V6 OHV 12V

Trans: Automatic

Mileage: 150,486

Price:

$5,999

Estimated By E.P.A.

Actual Mileage May Vary

Let’s get started!

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Can I get a car with 500 credit score with no money down?

It's possible to get a car loan with a credit score of 500, but it'll cost you. People with credit scores of 500 or lower received an average rate of 13.97% for new-car loans and 20.67% for used-car loans in the second quarter of 2020, according to the Experian State of the Automotive Finance Market report.

What credit score is needed to buy a car with no money down?

Generally speaking, banks require a minimum credit score of 600 to give an auto loan without any down payment. However, you CAN buy a car with a score of 400 or a score of 850. There are a lot of variables that weigh into determining your loan eligibility and interest rates available.

How can I get a car without a downpayment?

Consider a Cosigner It might get you out of the down payment, though it only helps you lower your interest somewhat, since lenders realize that the car is usually for the person with the weaker score and typically offers an annual percentage rate (APR) that hovers around the median range.

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